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<![endif]--><span dir="RTL" lang="FA" style="font-size: 12.0pt; line-height: 107%; font-family: 'B Nazanin'; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;">هدف تحقیق حاضر شناسایی عوامل موثر بر يكسان­سازي نرخ</span><span style="font-size: 12.0pt; line-height: 107%; font-family: 'Calibri',sans-serif; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'B Nazanin'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;">­</span><span dir="RTL" lang="FA" style="font-size: 12.0pt; line-height: 107%; font-family: 'B Nazanin'; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;">هاي حق بيمه دريافتي در راستای سياستگذاری مدیریت منابع، مصارف و ذخايرمالي سازمان تأمین اجتماعي است.</span><span dir="RTL" lang="FA" style="font-size: 12.0pt; line-height: 107%; font-family: 'B Nazanin'; mso-ascii-font-family: Calibri; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;"> روش تحقیق آمیخته کیفی-کمی بود. </span><span dir="RTL" lang="FA" style="font-size: 12.0pt; line-height: 107%; font-family: 'B Nazanin'; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;">جامعه آماری خبرگان مسلط به موضوع هستند و با روش گلوله برفی 20 نفر به عنوان حجم نمونه تعیین شد. روش گرداوری داده­ها در بخش کیفی کتابخانه ­ای و میدانی است و روش گردآوری داده ­ها در بخش کمی میدانی با استفاده از پرسشنامه می­باشد. روایی پرسشنامه از طریق نظرات خبرگان و<span style="mso-spacerun: yes;"> </span></span><span dir="RTL" lang="AR-SA" style="font-size: 12.0pt; line-height: 107%; font-family: 'B Nazanin'; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">جهت بررسی پایایی از روش آلفای کرونباخ استفاده شد </span><span dir="RTL" lang="FA" style="font-size: 12.0pt; line-height: 107%; font-family: 'B Nazanin'; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;">جهت تجزیه و تحلیل داده ­ها در بخش کیفی از روش گرندد تئوری و در بخش کمی از روش دلفی و نرم­ افزار </span><span style="font-size: 12.0pt; line-height: 107%; font-family: 'Times New Roman',serif; mso-ascii-theme-font: major-bidi; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;">SPSS5</span><span dir="RTL" lang="FA" style="font-size: 12.0pt; line-height: 107%; font-family: 'B Nazanin'; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;"> استفاده شد. یافته</span><span style="font-size: 12.0pt; line-height: 107%; font-family: 'Calibri',sans-serif; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'B Nazanin'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;">­</span><span dir="RTL" lang="FA" style="font-size: 12.0pt; line-height: 107%; font-family: 'B Nazanin'; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: FA;">ها نشان داد برای مدل 37 زیر مولفه شناسایی شد که7 عامل علًی شامل نحوۀ پرداخت حق بیمه،<span style="mso-spacerun: yes;"> </span>رشد حق بیمه،<span style="mso-spacerun: yes;"> </span>نرخ وصول حق بیمه و ...، 8 عامل زمینه ­ای شامل مدت‌زمان تعلق‌گرفتن مزایای بیمه، تعداد جمعیت مستمری بگیر، متناسب ­سازی با میزان سنوات و ... 7 عامل مداخله گر شامل نرخ تورم،<span style="mso-spacerun: yes;"> </span>نرخ بیکاری، ارزش و قدرت خرید پول ملی و ... ، 11 راهبرد شامل نظام چند لایه تامین اجتماعی، توسعة ظرفیت سازمانی و بهبود مدیریت، اعمال سیاست‌هایی در جهت توسعة مدیریت ذخایر صندوق‌ها و ... 4 پیامد شامل استقلال مالی و اداری، حفظ منابع مالی برای پرداخت تعهدات آتی و ... که نتایج دلفی مدل حاکی از مناسب بودن عوامل شناسایی شده بود</span></p>
پرونده مقاله
